You can check "lookup" forms on the Fannie Mae and Freddie Mac web sites. However, keep in mind that these web forms are not always accurate as the address would have to be exactly the same as was recorded with Fannie or Freddie. 

Submit Your Personal Information By
Completing Our Secure Online Application

You need to gather the following for HARP Approval:

• Two Years Primary Residential Address (Don't forget! HARP is available for 2nd Homes and Investment Properties)
   
• If you are a W-2 Employee, we need a copy of your most recent pay stubs (Prior 30 Days) showing gross salary & deductions Year To Date
   
• Last year's W-2's
   
• If you are Self Employed, we will need Last Year's Tax Returns with all Schedules
   
• Most Recent Bank Statement
   
• Copy of your current mortgage statement.
   
• Copy of Driver's License
   
• Also submit DD-214 form and eligibility certificates for veterans and other detailed information on any other outstanding property loans.

Fax or scan all the items from Step 3 to me
at Fax: ,

Or, Scan and email to kenton.becker@apmortgage.com,

Or, simply Call Me at 206-423-2552 for other options!

Some important things to remember: 

Applying for a HARP loan in Washington State may initially be quite confusing given the number of forms that need to be completed. If you have questions, please ask us for help. If you have special concerns or circumstances, feel free to call us and discuss it.  

Stay current on your loan. Many people are advising Homeowners to go into default on their mortgages in order to obtain loan modifications or short sale approvals. The HARP Refinance Program is intended for people who are current on their mortgages in the last 6 months with only one 30-Day late payment within the last 12 months. Don't disqualify yourself!

Do not make the mistake of applying for large credit lines, buying new vehicles or increasing your credit card limit. This will undoubtedly negatively affect the debt to income ratio and could disqualify you from getting a HARP loan.

One last tip:

We can only move as fast as you do. Providing your documentation quickly and as complete as possible will speed up your loan approval process. When submitting your papers, make sure that you keep all originals that may be verified against enclosed copies if required. These include bank statements, check stubs and all assorted loan papers for your loan process.

If you have ANY questions or concerns, please don't hesitate to call my office at 206-423-2552 or email me at kenton.becker@apmortgage.com . I am here for you!